County Finance

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Our Services

Here at County finance, We offer a wide range of financial products from Personal Loans for your immediate needs to Business Loans to give your business the competitive edge to Payroll loans for salary earners and  smart investments that yield good returns

Personal Loans

We deliver the best solution and provide a business strategy that makes you a full professional.

Business Loans

We have a flexible repayment plan to achieve your business requirements and to fulfil your financial goals.


If you want to boost your savings with an absolute peace of mind, a fixed deposit investment is the perfect fit for you.


We deliver the best solution and provide a business strategy that makes you a full professional.

Invoice factoring

Buying a vehicle can be one of the biggest purchases you can make. So, it makes sense to find the financial help that suits your unique set of circumstances.

ATM Cards & POS Machine

By using our equipment leasing experience both for established companies and for new starts, you can have the equipment that you need

Welcom to County finance
General FAQs

Loan Direct is a financial product from County Finance, strictly tailored to meet customers urgency of emergency cash, the process is fully digitalized and loans are disbursed within hours


Loan amounts starts from 50,000 upward depending on the type of loan requested by the individual or business.

We know paying back loans is no small feat that is why during the loan application process we fashion out a repayment schedule which is suitable for you. Please note, loan durations are also subject to the loan amount requested.

  • Personal Loans: Loan duration ranges from 1 month to 6 Months
  • Payday Loans: from 1 month to 6 months
  • Business Loans: from 1 month to 18 months
  • Asset Finance: from 1 month to 12 months

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Individuals and entrepreneurs with registered or unregistered businesses. Please note, Business experience or employment of at least 6 months is required.

click on the APPLY NOW button, fill out the form appropriately and click submit. Yes it is that easy!!


You can walk into our head office situated at 49, wemco road Ogba-Ikeja to get started.

At County finance we take many factors into consideration when setting interests rates for our loans which are but not limited to

  • The loan amount requested and the loan duration
  • Returning clients with good repayment history with us
  • Reducing balance adaptation
  • Direct Debit: This is an easy and convenient mode of repayment where a standing order is attached to the individual’s bank account, and the money is then collected automatically on the set date of repayment.
  • Bank Transfer: This mode of repayment is simply transferring of funds to County Finance Ltd’s designated bank account numbers. Please note after the transfer has been made, the individual will be required to send to us either by email or other suitable communication channels proof of payment (payment slip) for confirmation.
  • Cheque Deposit: In this process the individual’s cheque is taken to the bank for the issuance of the repayment of the loan, Please note, a dud cheque is regarded as a criminal offence with serious implications.

Join millions users who already trust us with their money

Let's take a bold step into your future with our flexible business loans and finances

Ready to take your finances to the next level?

Time has changed

Available on iOS and Android

County Debit Cards,
Your Passport To The World

Request your County Debit card at select County Finance agent stores instantly or apply on the County App and enjoy zero card maintenance fees. The County debit card is accepted at Any ATM, POS or Web.









Coming soon!!!

Download Loandirect from Appstore and Playstore

Get access to smart cash without collateral, No paperwork, and no visit to any office. With Smart Cash, you take care of urgent needs anywhere, anytime. Get started and smile afterward

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